Financial Services2026-02-19T09:59:09+00:00
Hey Unkelbach Financial Services is a specialist financial expert for ambitious start-ups and medium-sized companies in the DACH region. We bring transparency to your figures and take care of your accounting and all business management issues.

Arrange a free initial consultation now!
Tel.: +49. 211. 46 90 720

We offer straightforward and tailor-made solutions for finance issues relating to accounting and controlling for your company. Arrange a free initial consultation now!

Finance partner for start-ups and SMEs – clarity, control, growth

What does „transparency“ mean in this context? In our experience, a start-up in the e-commerce sector has different financial requirements than, for example, a service provider that has been established on the market for many years. Therefore, we do not simply impose a system on our clients, but rather examine their initial situation together and evaluate what a reasonable target vision for their company might look like, so that they can remain firmly in control while concentrating on their core competencies: working with their clients.

If, for example, you would like to outsource your accounting, you have come to the right place. Our service goes far beyond simply posting receipts: we actively work to optimise your income and liquidity and help you to be future-proof – transparently, efficiently and on an equal footing.

We work closely with selected tax advisors and, on this basis, offer you a 360-degree service consisting of accounting, controlling, tax advice and payroll accounting.

Finance services that grow with you – for start-ups and SMEs

Impressive & memorable
We bring order to your accounting, ensure that deadlines are met and bring transparency to your figures. What’s more, we look at the story behind the figures and help you to actively manage them.

  • Financial accounting in accordance with the German Commercial Code (HGB)
  • Contract management
  • Advance VAT returns, communication with authorities
  • Payroll accounting
  • Cash management
  • Design and roll-out of ICS
  • Training of internal employees on finance topics and processes

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Holistic & transparent
We offer your company in-depth expertise and a strategic approach to support you in managing and optimizing your business processes. Here are some of the most important products for which we offer our support:

  • Analysis, design, and implementation support for cost-saving measures
  • Review of your pricing policy
  • Preparation of annual planning
  • Forecasting, including opportunity and risk management
  • Reporting package, including monthly closing meetings
  • Individual target/actual deviation analyses
  • Design, setup, and implementation of cash planning
  • Business cases

Professional & analytical

With my expertise as an external CFO, I help your company not only manage its finances, but also grow strategically. I offer tailor-made solutions that increase your profitability, avoid liquidity bottlenecks and ensure long-term financial stability. While you concentrate on your core business, I analyse your figures, develop individual strategies and create clarity for future decisions. Together, we will put your company on the road to success.

  • Predictable success for your company
  • Professional and tailor-made controlling solutions
  • Personal sparring partner

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0+
Years of success on the market
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Locations: Düsseldorf, Limburg and Mainz
hey unkelbach financial services

Individually scalable team thanks to a strong partner network

hey unkelbach financial services

Comprehensive partner for your finance department

0+
Years of success on the market
0
Locations: Düsseldorf, Limburg and Mainz
hey unkelbach financial services

Individually scalable team thanks to a strong partner network

hey unkelbach financial services

Comprehensive partner for your finance department

Our management team

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Marco Unkelbach

Managing Partner

Graduate in Business Administration & MBA / 14 years of expertise in the areas of services, real estate, e-commerce, telco & food / most recently as COO responsible for establishing and expanding several D2C brands.

Selina Hanka

Expert in accounting and cash management

Active for over 10 years with a great passion for accounting and cash management for medium-sized companies, most recently at Fitvia as team leader for finance, responsible for all figures, data and facts.

„Full focus on the core business“ – that is our customers’ credo. We ensure that they have complete transparency over their figures and can concentrate on what really matters: their customers.“

Marco Unkelbach, Managing Partner

Do you require assistance?

  • Business case modelling
  • Accounting
  • Controlling & reporting
  • Payment transactions
  • Receivables management

Get in touch with us

    Find out more in our blog

    Arrange an initial consultation now

    Marco Unkelbach

    Managing Partner

    Arrange an initial consultation now

    Marco Unkelbach

    Managing Partner

    Clear answers
    to frequently asked questions.

    What is the difference from a CFO?2024-11-14T10:48:56+00:00

    A CFO brings extensive experience and expertise in the finance sector, which is undisputed. A CFO is an internally employed staff member or a senior executive/managing director who, however, also expects a corresponding compensation package. Small and medium-sized companies often cannot afford this cost structure. A full-time CFO is primarily needed by large companies and corporations.

    What services does a Personal CFO typically include?2024-11-14T10:29:49+00:00
    1. Financial Planning and Strategy: Developing long-term financial plans tailored to the individual goals of clients.
    2. Budgeting and Cost Control: Support in monitoring and optimizing expenses.
    3. Liquidity Management: Ensuring healthy cash flow to guarantee financial stability.
    4. Reporting and Analysis: Providing regular financial reports and analyses to create transparency and enable informed decisions.
    5. Risk Management: Identifying and mitigating potential financial risks.
    6. Digitalization of Accounting: Implementing modern financial tools to automate and simplify processes.

    A Personal CFO acts as a strategic partner who not only handles operational accounting but also provides advisory services and tailored solutions to sustainably improve financial standing.

    What is a personal CFO?2024-11-14T10:27:57+00:00

    Based on a degree in economics with a focus on controlling, I have worked for 13 years as a controller, commercial manager, and managing director. During this time, I have been active in various industries and in companies of different sizes.

    With me as your personal CFO, you have access to expertise and leadership experience in the finance area that is normally only available to large companies. Through our special model, you do not need to build an internal CFO, yet you can still benefit from the advantages.

    Unlike a traditional CFO, who makes strategic financial decisions in larger companies, a personal CFO works more closely with sole proprietors, small and medium-sized enterprises (SMEs) to optimize their financial management.

    In which region do you work?2024-11-14T10:49:49+00:00

    I primarily cover the DACH region. I work mostly digitally, so physical distance is not an issue.

    Do you also work with founders and startups, or only with established companies?2024-11-14T10:49:22+00:00

    Based on my experience, I can typically provide the most significant value in the service and e-commerce sectors. This includes startups, but primarily established companies.

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